ATMobility^TM features and benefits include:

• Increased trust through improved security. Two-Factor Authentication insures protection of data and value across the Internet. Threats such as the “Man in the middle” and Trojan Horses that replay a user name and password are eliminated



• Increased trust through improved security. Enables non-reputable transactions, lowest cost Digital Signature method available - non-PKI approach



• Increased ATM card use. Customers do not always need to find an ATM to view their account balance



• Increased sales of online products and services i.e. Bill paying, mortgages, insurance etc.



• Significant product differentiator



• Reduces check writing and associated processing costs



• Increases transaction revenue through secure web shopping and ACH functions



• No password management costs. For online use, ATMobility’s^TM advanced multi-function smart card saves your customer the bother of remembering yet another password and saves you the costs of password help/replacement



• Better branding - more devices-more opportunity to brand your company



• Works with every operating system and even with voice response



• Low-cost, high security microprocessor smart cards: Practical alternative to costly PKI solutions



• Scalable solution features: From simple account access to expense management



• Easy for users: Just one on-card PIN entry and one keyboard entry

Optional features distinguish the ATMobility^TM as a versatile financial tool. In addition to simple account transactions such as balance inquiry and bill payment, customers can optionally directly connect to their PC to review debit and deposit history, track daily balances and categorize expenses. The smart card securely stores account passwords and user names for primary banking and all other online accounts from any other website. Form-fill is also available, which can be customized for reservations, loan applications or any other frequently used data.